How to withdraw provident fund in Shanghai
In recent years, provident fund withdrawal has been a hot topic of concern to Shanghai residents. With policy adjustments and process optimization, the convenience of provident fund withdrawal continues to improve. This article will give you a detailed introduction to the conditions, procedures, required materials, and frequently asked questions for Shanghai Provident Fund withdrawal to help you quickly complete the withdrawal operation.
1. Shanghai provident fund withdrawal conditions
According to the regulations of the Shanghai Provident Fund Management Center, employees who meet the following conditions can apply to withdraw their provident funds:
| Extraction type | Applicable conditions |
|---|---|
| House Purchase Withdrawal | Purchase of self-occupied housing (including commercial housing, second-hand housing, affordable housing, etc.) |
| Rent extraction | There is no owner-occupied housing in this city and rental housing is available |
| Retirement Withdrawal | Employees retire or reach the statutory retirement age |
| Extraction of serious diseases | You or your immediate family members are suffering from serious diseases |
| Withdrawal on resignation | Employees who are not registered in this city resign and leave this city |
2. Shanghai provident fund withdrawal process
The Shanghai provident fund withdrawal process is divided into two methods: online and offline, as follows:
| Extraction method | Operation steps |
|---|---|
| Online extraction | 1. Log in to the Shanghai Provident Fund official website or “Shanghai Provident Fund” APP 2. Select the extraction type and fill in the information 3. Upload relevant materials 4. Submit the application and wait for review |
| Offline extraction | 1. Bring the materials to the Provident Fund Management Center or designated bank branches 2. Fill out the withdrawal application form 3. Submit materials and wait for review 4. Funds will arrive after approval. |
3. Materials required for Shanghai Provident Fund withdrawal
Different extraction types require different materials. The following is a list of materials for common extraction types:
| Extraction type | Materials required |
|---|---|
| House Purchase Withdrawal | 1. ID card 2. House purchase contract or real estate certificate 3. Down payment invoice or deed tax payment certificate |
| Rent extraction | 1. ID card 2. Rental contract 3. Proof of not having a house (can be checked through the "SuiApply" APP) |
| Retirement Withdrawal | 1. ID card 2. Retirement certificate or retirement approval form |
| Extraction of serious diseases | 1. ID card 2. Hospital diagnosis certificate 3. Medical expense invoice |
4. Frequently Asked Questions
1. How long does it take for provident fund withdrawals to arrive?
Under normal circumstances, it will arrive within 1-3 working days after the online withdrawal is approved, and it will take 3-5 working days for offline withdrawal.
2. Are there any limits on the amount of provident fund withdrawal?
The withdrawal amount for house purchase shall not exceed the total purchase price, and the withdrawal limit for rental house can be up to 2,000 yuan per month. Other types of withdrawals shall be determined based on the actual situation.
3. Can provident fund be withdrawn multiple times?
You can apply multiple times for withdrawal types such as house purchase and rental, but you need to meet the conditions and provide corresponding materials.
5. Things to note
1. Before withdrawing provident funds, please ensure that the account status is normal and there are no freezes or abnormalities.
2. The submitted materials must be true and valid. False materials will result in failure to retrieve and even legal liability.
3. If you have any questions, you can call the Shanghai Provident Fund customer service hotline 12329 for consultation.
Through the above introduction, I believe you have a clearer understanding of Shanghai Provident Fund withdrawal. Reasonable use of provident fund policies can provide strong support for your housing needs or life emergencies.
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